FastMann40
Active Member
I am at 19 yrs for fed govt.I work for the feds. The post office to be more exact. I'm the one that loses your mail. J/K. I've worked crazy hours since 1996 when I entered the workforce. But I've had very bad spending issues, so my goal is to catch up with my finances. They are not that good, but not that bad either. My networth is around $146k, so at least it's on the positive side. I don't do those crazy hours all year. It's around half the time. I can clear around $96k after taxes with all that OT So yeah, plus what my wife is making (around $18k per year). I'm trying to get like $30k in liquid cash, plus keep investing, paying off my modest home and save forward the kids to help them out a bit with their stuff. Sorry for the long response. I'm actually even MORE motivated now that I have a clear head on top of my shoulders. My consumer debt got so out of control, that it ended up in $75k of unsecured debt and chapter 7 bankruptcy. It's embarrassing to admit, but I just tell my story so that we can learn from it and move on. Some of that debt was rc related at around $25k. So yeah, I had lost my mind. Working all those hours to blow like half of it, more on too much stuff that I didn't really need. I'm 47, so I have plenty of time to recover and do the right thing for me, for my family, and to set an good example for others. Hopefully you didn't fall asleep reading this. I'll be fine.