Voltage wise, 3.75 to 3.85v per cell is okay.
How you want to store them is up to you. If you feel at risk, there are precautionary measures you can take to mitigate some of that risk. A lipo bag is a simple, cheap way, but you get what you pay for as they don't offer a ton of protection. Ammo cans are another way people have chosen, take out all or part of the seal so it doesn't become an explosive. Batt safes are expensive but there are plenty videos out there showing that they are very capable.
I use lipo bags lining my ammo can. Realistically, if one goes off, the ammo can is not stopping the whole kit and kaboodle from going up as well. But I'm not planning for an ultimate worst case scenario, just one of the lipos flaring up, and hopefully it can redirect the flames.