AgreedIf you can balance in these 2 words (Wants/Needs) you are on the right track. I was brought up like this: If you do not have the CASH in the bank to pay for anything purchased on a credit card, don't buy it. RC is a want.
There are other things that drive people to purchase unnecessary things like social media. "I want to be the FIRST one to post it on social media". That breaks people too, it's an EGO thing for some of them.
I will never sacrifice anything to RC. RC would be the first to go If I needed the money. All other man toys would be sold too before I sacrifice any nutrition/food/roof/transportation/ for my family.
This whole thing can be summed up into 1 word. LIFE. Adapt and deal till the next.